(1)Bike insurance (cover your bike against more than theft)

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Your brush with death — or to be a little less dramatic, your brush against that mobility scooter — may have also left your bike with some damage. Whilst your bike may be covered for theft under certain contents insurance policies, if you want full coverage, you’re going to need bike insurance. And boy have you come to the right country for that. 

There are many insurance companies that found it was worth their time setting up bike insurance policies for those living in places such as the Netherlands, Luxembourg and Belgium. Most policies offer coverage against theft, damage and breakdown. 

For these policies, you usually pay an annual fee instead of a monthly. Prices range from €30 to €60 depending on your bike and what it is you want covered.

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