(2) Liability insurance

Liability insurance is also something you should consider taking out when moving to the Netherlands. Are you ready for those cycle paths? “Sure” you say as you fail to indicate which way you’re turning for the 15th time today.

In spite of your confidence, sometimes those cycle paths — and the people on them — aren’t ready for you. One day you may cut across someone on a mobility scooter. Next thing you know, you have a broken side-mirror to pay for. 

This is where Lemonade can help once again. Their liability insurance in the Netherlands will cover you for damages done to someone or their property. You can choose between a €1,250,000 liability coverage or a €2,500,000 coverage. This handy insurance is also affordable, with policies starting at €2 per month.

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