(7) Health insurance:

 

photo-of-hospital-bed-insurances-in-the-Netherlands

Certain insurances such as health insurance, are compulsory in the Netherlands. If you come to the Netherlands to work or live here for the long-term, you are required to take out health insurance.

If you’re lazy or feather-brained and don’t take anything out within four months, you will receive a letter from the Dutch Healthcare Institute (CAK) asking you to take out health insurance within the following three months. If this letter is ignored, you must pay a penalty and are given a further three months, and if this fails to kick you up the tush — you will receive a further penalty. The government will assign an insurance policy to you at this point and the monthly premium will always be higher than if you had just set up the insurance yourself. 

Once you find a suitable policy, you will pay a monthly premium (determined by what exactly you want covered) that usually amounts to around €100-€120 per month. If you struggle to pay this premium, you can always apply for the zorgtoeslag, an allowance that helps people below a certain income to cover their premiums.


No comments:

Post a Comment